What is a Payday Loan or Cash Advance?

A payday loan is a short term loan made until your next payday. It's a quick and easy way to get the case your need between paydays. If you're approved, the loan amount is deposited electronically in your account. On your due date, the loan is repaid with an authorized automatic withdrawal. Repayment options may vary based on your lender.

What are the requirements to qualify?

It's easy to qualify. Most lenders just need you to meet the following requirements:

• Currently have a job or receive regular income.
• Make at least $1000 per month.
• Are 18 years of age or older and a US citizen.
• Have an active bank account.

Qualifications will vary based on your lender.

Does it take long?

Most people typically receive approval from lenders shortly after submitting their information. Since the money is deposited electronically, you should have access to the funds on the next possible business day.

Is any collateral required?

No. Your job and income serve as your collateral.

Is your sign up sheet secure?

100% secure.  Please see our security section for more detailed information about your security policies.

How often should I use your service?

Whenever you have an urgent cash need Advance Payday Today is here to help. However, you should remember that a payday loan is a short term solution to your cash needs. Payday loans are not intended to be used repeatedly to support an on-going budget problem. Repeated use and reliance on payday loans can cause serious financial problems. If you need help managing your debt and credit, please contact the National Foundation for Credit Counseling at 1-800-388-2227.